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Heather Ginette Wratchford - Falling Waters, West Virginia

Debtor:

ᐅ Wratchford, Heather Ginette - Falling Waters, West Virginia (Court Case:3:14-bk-01138)

Bankruptcy filed - October 2014, discharged - January 2015
Full Name: Heather Ginette Wratchford 
Court Case:   3:14-bk-01138
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: October 19, 2014
Discharged: January 17, 2015