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Johnie Ray Baldwin - Dawes, West Virginia

Debtor:

ᐅ Baldwin, Johnie Ray - Dawes, West Virginia (Court Case:2:14-bk-20557)

Bankruptcy filed - October 2014, discharged - January 2015
Full Name: Johnie Ray Baldwin 
Court Case:   2:14-bk-20557
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: October 26, 2014
Discharged: January 24, 2015