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Efren Napiza Gonzales - Norfolk, Virginia

Debtor:

ᐅ Gonzales, Efren Napiza - Norfolk, Virginia (Court Case:11-70805)

Bankruptcy filed - February 2011, discharged - June 2011
Full Name: Efren Napiza Gonzales 
Court Case:   11-70805
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: February 22, 2011
Discharged: June 10, 2011