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Ralph Stephen Gutierrez - Schertz, Texas

Debtor:

ᐅ Gutierrez, Ralph Stephen - Schertz, Texas (Court Case:11-52791)

Bankruptcy filed - August 2011, discharged - November 2011
Full Name: Ralph Stephen Gutierrez 
Court Case:   11-52791
Chapter 7: Chapter 7 bankruptcy differs from Chapter 13 in that it does not require a repayment plan. Instead, it involves a trustee selling the debtor's nonexempt assets to repay creditors, following the rules of the Bankruptcy Code. Debtors may keep exempt assets but risk losing other property through this process.
Filed: August 10, 2011
Discharged: November 14, 2011