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Joseph Matthew Hays - Knoxville, Tennessee

Debtor:

ᐅ Hays, Joseph Matthew - Knoxville, Tennessee (Court Case:3:09-bk-35775)

Bankruptcy filed - October 2009, discharged - January 2010
Full Name: Joseph Matthew Hays 
Court Case:   3:09-bk-35775
Chapter 7: In the framework of Chapter 13 bankruptcy, a structured repayment plan is central, differing significantly from scenarios where assets are liquidated to satisfy debts. Here, rather than resorting to the sale of the debtor's nonexempt property, a managed plan allows for debt resolution while the debtor retains their property. This method involves organizing payments to creditors, overseen by a trustee, without the need to liquidate assets. It's designed to protect certain assets from being sold, providing a path for debtors to avoid the potential loss of property while addressing their financial obligations.
Filed: October 19, 2009
Discharged: January 23, 2010