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Richard Joseph Bay - Box Elder, South Dakota

Debtor:

ᐅ Bay, Richard Joseph - Box Elder, South Dakota (Court Case:11-50013)

Bankruptcy filed - January 2011, discharged - April 2011
Full Name: Richard Joseph Bay 
Court Case:   11-50013
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: January 11, 2011
Discharged: April 19, 2011