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Joyce Ann Rackley - Cincinnati, Ohio

Debtor:

ᐅ Rackley, Joyce Ann - Cincinnati, Ohio (Court Case:1:11-bk-16792)

Bankruptcy filed - November 2011, discharged - February 2012
Full Name: Joyce Ann Rackley 
Court Case:   1:11-bk-16792
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: November 13, 2011
Discharged: February 21, 2012