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Ray Edward Harphant - Cedarville, Ohio

Debtor:

ᐅ Harphant, Ray Edward - Cedarville, Ohio (Court Case:3:12-bk-34332)

Bankruptcy filed - September 2012, discharged - December 2012
Full Name: Ray Edward Harphant 
Court Case:   3:12-bk-34332
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: September 18, 2012
Discharged: December 27, 2012