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Frank Hamrak - Smithtown, New York

Debtor:

ᐅ Hamrak, Frank - Smithtown, New York (Court Case:8-11-79115)

Bankruptcy filed - December 2011, discharged - April 2012
Full Name: Frank Hamrak 
Court Case:   8-11-79115
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: December 30, 2011
Discharged: April 23, 2012