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Richard J Ciaramella - Oswego, New York

Debtor:

ᐅ Ciaramella, Richard J - Oswego, New York (Court Case:13-31948-5)

Bankruptcy filed - November 2013, discharged - February 2014
Full Name: Richard J Ciaramella 
Court Case:   13-31948-5
Chapter 7: Chapter 7 bankruptcy differs from Chapter 13 in that it does not require a repayment plan. Instead, it involves a trustee selling the debtor's nonexempt assets to repay creditors, following the rules of the Bankruptcy Code. Debtors may keep exempt assets but risk losing other property through this process.
Filed: November 03, 2013
Discharged: February 09, 2014