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Esperanza Caridad Valerio - New York, New York

Debtor:

ᐅ Valerio, Esperanza Caridad - New York, New York (Court Case:15-10088)

Bankruptcy filed - January 2015, discharged - April 2015
Full Name: Esperanza Caridad Valerio 
Court Case:   15-10088
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: January 15, 2015
Discharged: April 15, 2015