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Raymond L Arroyo - New York, New York

Debtor:

ᐅ Arroyo, Raymond L - New York, New York (Court Case:12-14682)

Bankruptcy filed - November 2012, discharged - February 2013
Full Name: Raymond L Arroyo 
Court Case:   12-14682
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: November 20, 2012
Discharged: February 24, 2013