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Carmencita Gapay - Middletown, New York

Debtor:

ᐅ Gapay, Carmencita - Middletown, New York (Court Case:2014-36437)

Bankruptcy filed - July 2014, discharged - October 2014
Full Name: Carmencita Gapay 
Court Case:   2014-36437
Chapter 7: Chapter 7 bankruptcy differs from Chapter 13 in that it does not require a repayment plan. Instead, it involves a trustee selling the debtor's nonexempt assets to repay creditors, following the rules of the Bankruptcy Code. Debtors may keep exempt assets but risk losing other property through this process.
Filed: July 12, 2014
Discharged: October 10, 2014