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Phillip J Carretto - Central Islip, New York

Debtor:

ᐅ Carretto, Phillip J - Central Islip, New York (Court Case:8-12-76335)

Bankruptcy filed - October 2012, discharged - January 2013
Full Name: Phillip J Carretto 
Court Case:   8-12-76335
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: October 19, 2012
Discharged: January 26, 2013