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Patrick W Rafferty - Ballston Spa, New York

Debtor:

ᐅ Rafferty, Patrick W - Ballston Spa, New York (Court Case:14-12598-1)

Bankruptcy filed - November 2014, discharged - February 2015
Full Name: Patrick W Rafferty 
Court Case:   14-12598-1
Chapter 7: Chapter 7 bankruptcy differs from Chapter 13 in that it does not require a repayment plan. Instead, it involves a trustee selling the debtor's nonexempt assets to repay creditors, following the rules of the Bankruptcy Code. Debtors may keep exempt assets but risk losing other property through this process.
Filed: November 24, 2014
Discharged: February 22, 2015