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Penelope Kay Zapien - Los Lunas, New Mexico

Debtor:

ᐅ Zapien, Penelope Kay - Los Lunas, New Mexico (Court Case:13-13620-t7)

Bankruptcy filed - November 2013, discharged - February 2014
Full Name: Penelope Kay Zapien 
Court Case:   13-13620-t7
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: November 05, 2013
Discharged: February 08, 2014