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Raymond Joseph Placentino - Toms River, New Jersey

Debtor:

ᐅ Placentino, Raymond Joseph - Toms River, New Jersey (Court Case:16-16636)

Bankruptcy filed - April 2016, discharged - July 2016
Full Name: Raymond Joseph Placentino 
Court Case:   16-16636
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: April 05, 2016
Discharged: July 04, 2016