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Richard James Fernekes - Toms River, New Jersey

Debtor:

ᐅ Fernekes, Richard James - Toms River, New Jersey (Court Case:11-16469)

Bankruptcy filed - March 2011, discharged - June 2011
Full Name: Richard James Fernekes 
Court Case:   11-16469
Chapter 7: Chapter 7 bankruptcy differs from Chapter 13 in that it does not require a repayment plan. Instead, it involves a trustee selling the debtor's nonexempt assets to repay creditors, following the rules of the Bankruptcy Code. Debtors may keep exempt assets but risk losing other property through this process.
Filed: March 03, 2011
Discharged: June 02, 2011