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Luis Hoyos - Tenafly, New Jersey

Debtor:

ᐅ Hoyos, Luis - Tenafly, New Jersey (Court Case:10-36494)

Bankruptcy filed - August 2010, discharged - December 2010
Full Name: Luis Hoyos 
Court Case:   10-36494
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: August 26, 2010
Discharged: December 16, 2010