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Michael Spagnola - South Orange, New Jersey

Debtor:

ᐅ Spagnola, Michael - South Orange, New Jersey (Court Case:10-37447-RG)

Bankruptcy filed - September 2010, discharged - December 2010
Full Name: Michael Spagnola 
Court Case:   10-37447-RG
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: September 02, 2010
Discharged: December 02, 2010