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Joel R Tobia - Saddle Brook, New Jersey

Debtor:

ᐅ Tobia, Joel R - Saddle Brook, New Jersey (Court Case:11-36524)

Bankruptcy filed - September 2011, discharged - December 2011
Full Name: Joel R Tobia 
Court Case:   11-36524
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: September 07, 2011
Discharged: December 28, 2011