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Phyllis Ann Sagarese - Morristown, New Jersey

Debtor:

ᐅ Sagarese, Phyllis Ann - Morristown, New Jersey (Court Case:13-29682-MS)

Bankruptcy filed - September 2013, discharged - December 2013
Full Name: Phyllis Ann Sagarese 
Court Case:   13-29682-MS
Chapter 7: In the framework of Chapter 13 bankruptcy, a structured repayment plan is central, differing significantly from scenarios where assets are liquidated to satisfy debts. Here, rather than resorting to the sale of the debtor's nonexempt property, a managed plan allows for debt resolution while the debtor retains their property. This method involves organizing payments to creditors, overseen by a trustee, without the need to liquidate assets. It's designed to protect certain assets from being sold, providing a path for debtors to avoid the potential loss of property while addressing their financial obligations.
Filed: September 05, 2013
Discharged: December 11, 2013