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Joyce Ann Despirito - Morris Plains, New Jersey

Debtor:

ᐅ Despirito, Joyce Ann - Morris Plains, New Jersey (Court Case:11-11005)

Bankruptcy filed - January 2011, discharged - May 2011
Full Name: Joyce Ann Despirito 
Court Case:   11-11005
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: January 12, 2011
Discharged: May 04, 2011