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Janina Charuza - Montville, New Jersey

Debtor:

ᐅ Charuza, Janina - Montville, New Jersey (Court Case:09-45152)

Bankruptcy filed - December 2009, discharged - March 2010
Full Name: Janina Charuza 
Court Case:   09-45152
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: December 29, 2009
Discharged: March 31, 2010