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Marcial Luis Cruz - Galloway, New Jersey

Debtor:

ᐅ Cruz, Marcial Luis - Galloway, New Jersey (Court Case:13-34608)

Bankruptcy filed - November 2013, discharged - February 2014
Full Name: Marcial Luis Cruz 
Court Case:   13-34608
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: November 07, 2013
Discharged: February 12, 2014