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Arnel Cruz - Fords, New Jersey

Debtor:

ᐅ Cruz, Arnel - Fords, New Jersey (Court Case:10-41513)

Bankruptcy filed - October 2010, discharged - January 2011
Full Name: Arnel Cruz 
Court Case:   10-41513
Chapter 7: Chapter 7 bankruptcy differs from Chapter 13 in that it does not require a repayment plan. Instead, it involves a trustee selling the debtor's nonexempt assets to repay creditors, following the rules of the Bankruptcy Code. Debtors may keep exempt assets but risk losing other property through this process.
Filed: October 10, 2010
Discharged: January 30, 2011