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Michael Francis Hernandez - Cliffside Park, New Jersey

Debtor:

ᐅ Hernandez, Michael Francis - Cliffside Park, New Jersey (Court Case:12-13751)

Bankruptcy filed - February 2012, discharged - June 2012
Full Name: Michael Francis Hernandez 
Court Case:   12-13751
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: February 15, 2012
Discharged: June 06, 2012