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Wil Fredy Espinoza - Carteret, New Jersey

Debtor:

ᐅ Espinoza, Wil Fredy - Carteret, New Jersey (Court Case:13-15772)

Bankruptcy filed - March 2013, discharged - June 2013
Full Name: Wil Fredy Espinoza 
Court Case:   13-15772
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: March 19, 2013
Discharged: June 24, 2013