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Gregory Donald Buzzerd - Bottineau, North Dakota


ᐅ Buzzerd, Gregory Donald - Bottineau, North Dakota (Court Case:09-02429-8)

Bankruptcy filed - March 2009, discharged - August 2012
Full Name: Gregory Donald Buzzerd 
Court Case:   09-02429-8
Chapter 13: Chapter 13 bankruptcy provides distinct advantages compared to Chapter 7, particularly in aiding individuals to prevent home foreclosure. It enables pausing foreclosure and settling overdue mortgage payments over time, while maintaining current mortgage dues. This chapter also offers debt restructuring opportunities for secured debts, extending the repayment period and potentially lowering payments. Notably, Chapter 13 includes provisions safeguarding co-signers on consumer debts from liability. It operates similarly to a consolidation loan, where the debtor pays the trustee, who then disburses funds to creditors, avoiding direct interaction between the debtor and creditors.
Filed: March 24, 2009
Discharged: August 06, 2012