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Troy Joseph Ciernia - Willmar, Minnesota

Debtor:

ᐅ Ciernia, Troy Joseph - Willmar, Minnesota (Court Case:15-40439)

Bankruptcy filed - February 2015, discharged - May 2015
Full Name: Troy Joseph Ciernia 
Court Case:   15-40439
Chapter 7: Chapter 7 bankruptcy differs from Chapter 13 in that it does not require a repayment plan. Instead, it involves a trustee selling the debtor's nonexempt assets to repay creditors, following the rules of the Bankruptcy Code. Debtors may keep exempt assets but risk losing other property through this process.
Filed: February 12, 2015
Discharged: May 13, 2015