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Joseph Thomas Hamand - Saint Paul, Minnesota

Debtor:

ᐅ Hamand, Joseph Thomas - Saint Paul, Minnesota (Court Case:14-30095)

Bankruptcy filed - January 2014, discharged - April 2014
Full Name: Joseph Thomas Hamand 
Court Case:   14-30095
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: January 09, 2014
Discharged: April 09, 2014