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Mark Theodore Ciernia - Saint Paul, Minnesota

Debtor:

ᐅ Ciernia, Mark Theodore - Saint Paul, Minnesota (Court Case:13-34744)

Bankruptcy filed - September 2013, discharged - December 2013
Full Name: Mark Theodore Ciernia 
Court Case:   13-34744
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: September 29, 2013
Discharged: December 29, 2013