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Francisco Javier Espino - Royal Oak, Michigan

Debtor:

ᐅ Espino, Francisco Javier - Royal Oak, Michigan (Court Case:15-54404)

Bankruptcy filed - September 2015, discharged - December 2015
Full Name: Francisco Javier Espino 
Court Case:   15-54404
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: September 29, 2015
Discharged: December 28, 2015