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Osvaldo Espinal - Gaithersburg, Maryland

Debtor:

ᐅ Espinal, Osvaldo - Gaithersburg, Maryland (Court Case:13-16382)

Bankruptcy filed - April 2013, discharged - July 2013
Full Name: Osvaldo Espinal 
Court Case:   13-16382
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: April 11, 2013
Discharged: July 16, 2013