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Janel Motichka Hernandez - New Smyrna Beach, Florida

Debtor:

ᐅ Hernandez, Janel Motichka - New Smyrna Beach, Florida (Court Case:6:13-bk-06438)

Bankruptcy filed - May 2013, discharged - August 2013
Full Name: Janel Motichka Hernandez 
Court Case:   6:13-bk-06438
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: May 22, 2013
Discharged: August 23, 2013