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Joseph Ludovic Bernard - Miami Gardens, Florida

Debtor:

ᐅ Bernard, Joseph Ludovic - Miami Gardens, Florida (Court Case:12-14919)

Bankruptcy filed - February 2012, discharged - June 2012
Full Name: Joseph Ludovic Bernard 
Court Case:   12-14919
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: February 28, 2012
Discharged: June 22, 2012