ᐅ Fernandez, Jose A - Hollywood, Florida (Court Case:12-15901)
Bankruptcy filed - March 2012, discharged - July 2012
Full Name: Jose A Fernandez
Court Case:
12-15901
Chapter 7:
In the framework of Chapter 13 bankruptcy, a structured repayment plan is central, differing significantly from scenarios where assets are liquidated to satisfy debts. Here, rather than resorting to the sale of the debtor's nonexempt property, a managed plan allows for debt resolution while the debtor retains their property. This method involves organizing payments to creditors, overseen by a trustee, without the need to liquidate assets. It's designed to protect certain assets from being sold, providing a path for debtors to avoid the potential loss of property while addressing their financial obligations.
ᐅ Fernandez, Jose A - Hollywood, Florida (Court Case:14-36105)
Bankruptcy filed - November 2014, discharged - February 2015
Full Name: Jose A Fernandez
Court Case:
14-36105
Chapter 7:
Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
