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Ruben Armando Casanova - Hialeah, Florida

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Debtor:

ᐅ Casanova, Ruben Armando - Hialeah, Florida (Court Case:11-15450)

Bankruptcy filed - February 2011, discharged - June 2011
Ruben Armando Casanova 
Court Case:   11-15450
Chapter: 7, A chapter 7
( ... property may be subject to liens and mortgages that pledge the property ...) §7
Filed: February 27, 2011
Discharged: June 22, 2011



A chapter 7 bankruptcy case does not involve the filing of a plan of repayment as in chapter 13. Instead, the bankruptcy trustee gathers and sells the debtor's nonexempt assets and uses the proceeds of such assets to pay holders of claims (creditors) in accordance with the provisions of the Bankruptcy Code. Part of the debtor's property may be subject to liens and mortgages that pledge the property to other creditors. In addition, the Bankruptcy Code will allow the debtor to keep certain "exempt" property; but a trustee will liquidate the debtor's remaining assets. Accordingly, potential debtors should realize that the filing of a petition under chapter 7 may result in the loss of property.