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Raymond Edward Clemens - Fort Walton Beach, Florida

Debtor:

ᐅ Clemens, Raymond Edward - Fort Walton Beach, Florida (Court Case:11-31662)

Bankruptcy filed - October 2011, discharged - February 2012
Full Name: Raymond Edward Clemens 
Court Case:   11-31662
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: October 13, 2011
Discharged: February 05, 2012