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Raphael Fernandez - Davenport, Florida

Debtor:

ᐅ Fernandez, Raphael - Davenport, Florida (Court Case:6:11-bk-19157)

Bankruptcy filed - December 2011, discharged - April 2012
Full Name: Raphael Fernandez 
Court Case:   6:11-bk-19157
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: December 25, 2011
Discharged: April 11, 2012