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Joseph Kyungsik Chang - Auburndale, Florida

Debtor:

ᐅ Chang, Joseph Kyungsik - Auburndale, Florida (Court Case:8:09-bk-19262-ES)

Bankruptcy filed - August 2009, discharged - December 2009
Full Name: Joseph Kyungsik Chang 
Court Case:   8:09-bk-19262-ES
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: August 30, 2009
Discharged: December 16, 2009