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Joseph Michael Gutierrez - Colorado Springs, Colorado

Debtor:

ᐅ Gutierrez, Joseph Michael - Colorado Springs, Colorado (Court Case:12-11150)

Bankruptcy filed - January 2012, discharged - April 2012
Full Name: Joseph Michael Gutierrez 
Court Case:   12-11150
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: January 23, 2012
Discharged: April 25, 2012