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Raymond Joseph Olivencia - Clifton, Colorado

Debtor:

ᐅ Olivencia, Raymond Joseph - Clifton, Colorado (Court Case:14-18117)

Bankruptcy filed - June 2014, discharged - September 2014
Full Name: Raymond Joseph Olivencia 
Court Case:   14-18117
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: June 10, 2014
Discharged: September 21, 2014