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Melissa Mae Cruz - West Hills, California

Debtor:

ᐅ Cruz, Melissa Mae - West Hills, California (Court Case:1:16-bk-11320-VK)

Bankruptcy filed - April 2016, discharged - July 2016
Full Name: Melissa Mae Cruz 
Court Case:   1:16-bk-11320-VK
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: April 28, 2016
Discharged: July 27, 2016