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Howard Ulm - Spring Valley, California

Debtor:

ᐅ Ulm, Howard - Spring Valley, California (Court Case:10-13360)

Bankruptcy filed - July 2010, discharged - November 2010
Full Name: Howard Ulm 
Court Case:   10-13360
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: July 28, 2010
Discharged: November 13, 2010