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Ray Laurence Nidoy Macagba - San Pablo, California

Debtor:

ᐅ Macagba, Ray Laurence Nidoy - San Pablo, California (Court Case:11-73446)

Bankruptcy filed - December 2011, discharged - April 2012
Full Name: Ray Laurence Nidoy Macagba 
Court Case:   11-73446
Chapter 7: Chapter 7 bankruptcy differs from Chapter 13 in that it does not require a repayment plan. Instead, it involves a trustee selling the debtor's nonexempt assets to repay creditors, following the rules of the Bankruptcy Code. Debtors may keep exempt assets but risk losing other property through this process.
Filed: December 28, 2011
Discharged: April 14, 2012