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Ernesto Muncal Hernandez - San Jose, California

Debtor:

ᐅ Hernandez, Ernesto Muncal - San Jose, California (Court Case:13-55360)

Bankruptcy filed - October 2013, discharged - January 2014
Full Name: Ernesto Muncal Hernandez 
Court Case:   13-55360
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: October 08, 2013
Discharged: January 11, 2014