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Ponce Reynaldo Espinoza - San Jose, California

Debtor:

ᐅ Espinoza, Ponce Reynaldo - San Jose, California (Court Case:13-53074)

Bankruptcy filed - June 2013, discharged - September 2013
Full Name: Ponce Reynaldo Espinoza 
Court Case:   13-53074
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: June 03, 2013
Discharged: September 06, 2013