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Emma Espiritu Javier - San Francisco, California

Debtor:

ᐅ Javier, Emma Espiritu - San Francisco, California (Court Case:13-30632)

Bankruptcy filed - March 2013, discharged - June 2013
Full Name: Emma Espiritu Javier 
Court Case:   13-30632
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: March 18, 2013
Discharged: June 21, 2013