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Joseph Stephen Gutierrez - Sacramento, California

Debtor:

ᐅ Gutierrez, Joseph Stephen - Sacramento, California (Court Case:15-21442)

Bankruptcy filed - February 2015, discharged - May 2015
Full Name: Joseph Stephen Gutierrez 
Court Case:   15-21442
Chapter 7: Chapter 13 bankruptcy is characterized by its repayment plan, which does not involve the liquidation of the debtor's assets. In this arrangement, instead of selling nonexempt property to pay creditors, the debtor makes payments through a structured plan overseen by a trustee. This approach allows debtors to retain their assets while working towards debt resolution.
Filed: February 24, 2015
Discharged: May 25, 2015